Namaste and a very warm greeting to all members of SLBSL family and well-wishers. Most of the finance institutions are established and concentrated in urban areas and run in conventional way. So the rural poor have no access to the financial services. I assure that the SLBSL provide banking services to the rural people focusing to the marginalized and deprived groups/communities who are financially ‘unreached' and support them for self- reliant economic development activities in the communities. Thank you all, your support and encouragement in this endeavor. Let us put our all efforts together for achieving higher volumes and earnings in the succeeding years without compromising on quality and members happiness.