Types of Loan कर्जाका प्रकारहरु
S.N. | Name Of Loans | Type | Fixed Interest Rate | Adjustable Interest Rate | Service Charge | Maximum Term | Maximum Limit |
1 | Group Guaranteed Loan |
1.1 | Agriculture Loan | Term Loan | 15% | 15.09% | 1.30% | 7 Year | 700000/- |
1.2 | Group Agriculture or Animal Husbandry Loan | Term Loan | 15% | 15.09% | 1.30% | 7 Year | 700000/- |
1.3 | House Repair Loan | Term Loan | 15% | 15.09% | 1.30% | 3 Year | 300000/- |
1.4 | Micro Enterprise Loan | Term Loan | 14% | 15.09% | 1.30% | 7 Year | 700000/- |
1.5 | Education Loan | Term Loan | 15% | 15.09% | 1.30% | 3 Year | 300000/- |
1.6 | Small Business Loan | Term Loan | 15% | 15.09% | 1.30% | 1 Year | 700000/- |
2 | Family Guaranteed Loan |
2.1 | Emergency Loan | Term Loan | 15% | 15.09% | 1.30% | 2 Year | 25000/- |
3 | Collateralized Loan |
3.1 | Swastik Enterprenuer Loan | Term Loan | 15% | 15.09% | 1.30% | 5 Year | 700000/- |
3.2 | Individual Loan | Term Loan | 15% | 15.09% | 1.30% | 5 Year | 700000/- |